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Appraisal services for Frisco and Collin County homeowners
Check out the top reasons Texas homeowners order from The Appraisal Firm:
- Find the right listing price (whether they're selling the home on their own or using a real estate agent)
- Challenge a property tax assessment
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To lower your mortgage payment by removing PMI
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Reinstate their Home Equity Line of Credit (or HELOC)
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Review a different appraiser's report for verification
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In the case of a divorce in the state of Texas, when real estate needs to be divided
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Determine the true market value of the real estate in question to settle an estate
At The Appraisal Firm, we understand the special needs of a consumer after appraisal services.
Our typical business clients understand the appraisal process and the customary documents we provide. Being a consumer that ordinarily doesn't look at appraisals on a regular basis, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
For Sale by Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it.
Our professional appraisers at The Appraisal Firm are objective. We won't just tell you what you want to hear, we will tell you what you need to know.
A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers.
The appraisal is something tangible to show your buyer.
It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth.
Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.
Challenge a property tax assessment
Let's say you live in a region that's going down -- your local tax assessor may have your home overvalued.
That means you are going to pay more taxes than you should.
Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be.
Getting an appraisal report from The Appraisal Firm is your #1 weapon when contesting your property tax assessment.
Need to cancel PMI?
A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".
Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan.
The Appraisal Firm is seasoned in helping people just like you remove unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?
If your property is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
Not only can this be annoying from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out.
The Appraisal Firm can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal?
The Appraisal Firm offers field reviews where we go out and check the subject and comps in question.
If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? The Appraisal Firm can help you with that.
Although most review work is requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.
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